Mortgage Planning

Did you find the home of your dreams? It has the perfect kitchen, craft room, man cave, mom cave, workout area, 3 car garage, spa bathroom…

You’ve got the down payment…maybe? Credit score? Steady income? Will you have to have PMI?

There are many moving parts to your dream home purchase. Finding the right house is just the beginning. There’s the home inspection, title search and other details that arise before the big move in date.

How is the home titled? Does it align with your estate plan?

Is a 15 year mortgage or a 30 year mortgage right for me?

Some communities offer first time home buyer assistance. There are some strings attached but would it be worthwhile to investigate that option?

A lot of these questions can be answered and planned for as you make this important lifelong decision.

With a team of dedicated and experienced real estate professionals such as a financial advisor, real estate attorney and real estate agent that give you insight into the WHOLE process and prepare you for the road ahead, you can realize your home purchase with a well-planned and prepared process.

All of these professionals working in tandem can alert you to any potential issues with your new home so that any surprises can be held to a minimum.

Lopez Financial Advisors has over 30 years of experience in working with other real estate professionals to help you be in control and manage this process.